1. Introduction

Welcome to Cloud Muneem (“we,” “our,” “us”). These Terms and Conditions (“Terms”) govern your access to and use of the services, website, and content located at https://www.cloudmuneem.com (“Website”). By accessing or using the Website, you agree to be bound by these Terms.If you do not agree with these Terms, please do not use this Site or our services.

2. Services Provided

CloudMuneem offers accounting, bookkeeping, tax preparation, financial consulting, and related services. The scope of services will be outlined in a separate agreement and/or engagement letter that you will receive after you initiate contact with us.

The information provided on our website is for general information purposes only and does not constitute financial or legal advice. For personalized advice, please engage our services directly.

3. Client Responsibilities

As a client, you are responsible for providing accurate, complete, and timely information for us to deliver our services. We are not responsible for any delays or issues arising from incomplete or inaccurate information provided by you.

4. Confidentiality

We are committed to maintaining the confidentiality of all client information. Any financial data, personal information, or business records shared with us will be treated with strict confidentiality, except when disclosure is required by law or when it becomes necessary to protect our legal rights.

5. Use of Website

Your use of the CloudMuneem website is subject to the following conditions:

You agree not to use the website for any unlawful purpose.

You agree not to upload or transmit any malware, viruses, or harmful code.

The content and information available on our website are provided for personal, non-commercial use. You may not modify, distribute, or reproduce any content without our prior written permission.

6. Payments and Fees

The fees for our services will be agreed upon separately and outlined in an engagement letter. Payment terms will also be specified in this letter.

In case of overdue payments, CloudMuneem reserves the right to suspend or terminate services until payment is received in full.

7. Limitation of Liability

To the fullest extent permitted by law, CloudMuneem will not be liable for any direct, indirect, incidental, special, or consequential damages that result from the use of, or inability to use, our services, even if we have been advised of the possibility of such damages.

Our liability for any claims related to the services provided will be limited to the amount paid by you for the services in the 12 months preceding the claim.

8. No Guarantee of Results

While we strive to provide the best possible accounting and tax services, we do not guarantee any specific results, such as tax savings or regulatory compliance, beyond the scope of services outlined in the engagement letter.

9. Third-Party Services

We may recommend or engage third-party service providers as part of our services. While we will exercise reasonable care in selecting such providers, we are not responsible for their performance. Any issues related to third-party services must be addressed directly with those providers.

10. Intellectual Property

All content on the CloudMuneem website, including but not limited to text, graphics, logos, and software, is the property of CloudMuneem and is protected by intellectual property laws. Unauthorised use of our intellectual property is strictly prohibited.

11. Termination of Services

We reserve the right to terminate any service agreement at our discretion if we believe the terms outlined in these Terms and Conditions or the engagement letter have been violated. In such cases, any outstanding fees will remain payable.

12. Changes to Terms and Conditions

CloudMuneem reserves the right to update or modify these Terms and Conditions at any time. Any changes will be effective immediately upon posting on our website. Your continued use of the website and our services will constitute acceptance of the revised Terms and Conditions.

13. Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of India. Any disputes arising from or related to the use of the Cloud Muneem website shall be subject to the exclusive jurisdiction of the courts in Mumbai, India.

14.Contact Information

If you have any questions or concerns regarding these Terms and Conditions, please contact us at:

Email: info@cloudmuneem.com